Lower Homes under $1.25 million

Welcome to Lower Kapolei, a vibrant and inviting neighborhood nestled in the heart of Oahu, Hawaii. This charming community offers a unique blend of island living and modern convenience, making it an ideal destination for families, professionals, and retirees alike. With its stunning landscapes, warm weather, and friendly atmosphere, Lower Kapolei embodies the spirit of Aloha.

One of the most appealing aspects of Lower Kapolei is its diverse range of homes available under $1.25 million. Whether you’re looking for a cozy single-family home, a spacious townhome, or a contemporary condo, you’ll find a variety of options that cater to different tastes and lifestyles. Many of these properties boast beautiful views, lush gardens, and easy access to local amenities, ensuring that you can enjoy the best of island life without breaking the bank.

In addition to its affordable housing options, Lower Kapolei is conveniently located near shopping centers, schools, and recreational facilities. Residents can enjoy nearby parks, golf courses, and pristine beaches, perfect for soaking up the sun or engaging in outdoor activities. The neighborhood is also well-connected to major highways, making it easy to explore the rest of Oahu.

With its welcoming community, beautiful homes, and abundance of amenities, Lower Kapolei is a hidden gem that offers the perfect balance of tranquility and accessibility. Come discover your dream home in this enchanting neighborhood and experience the best of Hawaiian living!

Newest Lower Homes under $1.25 million

$959,000

4 Beds ⋅ 2 Baths ⋅ 202617899 MLS ⋅ FS - Fee Simple Tenure ⋅ 25 DOM

Enjoy the views from your lanai in this spacious home tucked into the desirable lower neighborhood of Makakilo. Conveniently located just minutes from the freeway, this thoughtfully designed floor plan offers flexibility and privacy for a variety of living arrangements. The main living area features three bedrooms and one bath, while a separate bedroom with wet bar on the opposite side of the home creates an ideal space for guests, a home office, or potential rental use. A secured wall and fenced yard provide added privacy and peace of mind. Step outside to the beautifully landscaped front yard and enjoy a lush setting surrounded by tropical flora and greenery. Whether you're starting the day with a cup of coffee on the lanai or relaxing at home, this property offers space, versatility, and beautiful views in a convenient Makakilo location.

92-618 Anipeahi Street, Kapolei

$918,000

4 Beds ⋅ 3 Baths ⋅ 202617830 MLS ⋅ FS - Fee Simple Tenure ⋅ 25 DOM

Discover a beautifully reimagined residence where contemporary design meets the effortless elegance of island living. Newly renovated with refined modern finishes, the home showcases a fresh, sophisticated aesthetic complemented and thoughtful upgrades throughout. Ideally positioned to capture refreshing trade-wind breezes, the residence offers a serene and comfortable ambiance while maintaining the convenience of a desirable location. Every detail has been thoughtfully curated to create a polished, move-in-ready home that balances modern luxury with the relaxed beauty of Hawaii? Number of bedrooms/baths do not match public tax records.

92-426 Leiole Street, Kapolei

$979,000

3 Beds ⋅ 2 Baths ⋅ 202617594 MLS ⋅ FS - Fee Simple Tenure ⋅ 31 DOM

Welcome to Lower Makakilo! This breezy single-family home offers 3 bedrooms, 1 full bath and 1 half bath, with plenty of potential to make it your own. Enjoy natural light, great airflow, and a spacious backyard—ideal for gardening, pets, keiki, or future expansion. Conveniently located minutes from Kapolei shopping, Ka Makana Ali'i, schools and parks, with easy access to the H-1 Freeway in both directions. Bring your vision and add your personal touches with some TLC. Property to be sold As-Is.

92-522 Akaula Street, Kapolei

$880,000

3 Beds ⋅ 2 Baths ⋅ 202617172 MLS ⋅ FS - Fee Simple Tenure ⋅ 38 DOM

**OWNED SOLAR - OCEAN VIEWS - NO HOA** Welcome home to Lower Makakilo! This single-family home offers West Oahu living with beautiful ocean views from the spacious deck, a LARGE yard, and the added benefit of NO HOA or maintenance fees. The outdoor spaces provide plenty of room to relax, entertain, garden, or simply enjoy the refreshing Makakilo breezes and scenic coastline views. Energy efficiency is a standout feature with 26 OWNED photovoltaic solar panels 26 panels, 2 batteries, and 20 kWh of energy storage!! Enjoy savings and peace of mind during storm season. Conveniently located with easy access to the freeway and just minutes from Kapolei’s shopping, dining, schools, and everyday conveniences, including Ka Makana Ali‘i and Kapolei Commons. Enjoy the comfort of a well-established Lower Makakilo neighborhood combined with outdoor living, ocean views, and the freedom of no monthly HOA fees! **THIS ONE WILL NOT LAST!** Open House Sunday 2-5pm

92-631 Mehani Street, Kapolei

$1,080,000

4 Beds ⋅ 2 Baths ⋅ 202616718 MLS ⋅ FS - Fee Simple Tenure ⋅ 43 DOM

Are beautiful sunsets your thing? Welcome to this recently renovated, single-level home in Makakilo, thoughtfully transformed into a four-bedroom residence. The home also features an enclosed flex space that can be used as a home office, dining area, guest space, or whatever best fits your lifestyle. Designed with efficiency in mind, the home features ENERGY STAR® appliances and an ENERGY STAR® water heater to help support more energy-conscious island living. Step outside onto the beautiful new viewing deck—perfect for entertaining, hosting parties, relaxing after a long day, and taking in the stunning sunsets overlooking Ko Olina. Situated on a 6,000-square-foot lot, this move-in-ready home offers comfortable island living, flexible space, energy-efficient features, and an incredible view.

92-304 Akaula Street, Kapolei

$865,000

3 Beds ⋅ 2 Baths ⋅ 202616310 MLS ⋅ FS - Fee Simple Tenure ⋅ 52 DOM

OFFERING 5.5% Interest rate SELLER FINANCING AVAILABLE. One of a kind Makakilo home with stunning views and No MAINTENANCE AND ASSOCIATION FEES. Refreshing island breezes from lanai, spacious living, and exceptional outdoor space. The bright and beautiful wood plank ceiling with exposed beams adds warmth, character and charm to the kitchen and living rooms. Open concept kitchen with granite countertops with lots of cabinetry. Recent additions include a new patio, 2-car carport, and freshly repainted interior and exterior walls. The generously sized lot offers a spacious backyard perfect for family gatherings, entertaining, gardening, or relaxing outdoors. Photovoltaic-owned is helping reduce monthly electricity costs. This home is a rare opportunity to enjoy the best of Hawaii living. Sold AS-IS. If you like to know more about seller financing, please contact listing agent.

92-547 Ualehei Street, Kapolei

$725,000

3 Beds ⋅ 2 Baths ⋅ 202613956 MLS ⋅ FS - Fee Simple Tenure ⋅ 73 DOM

Opportunity with sweeping views! This 3-bedroom home offers incredible potential, privacy with no home directly behind it, and lovely views that include mountains, ocean, and iconic Diamond Head in the distance. The home also features a front deck and large covered lanai in the back. The main home is comprised of a large living and dining area, two bedrooms with one bath, a large front deck, and back covered lanai. The hallway was closed off to create a separate one bedroom, one bath unit with back porch -- ideal for extended family, guests, or rental income possibilities. Bring your vision and creativity to transform the property into your dream home. With its prime location, serene setting, and beautiful views, this is a rare opportunity to own a piece of paradise and make it truly your own. Cash buyer or renovation loan requested.

92-640 Aahualii Street, Kapolei

$885,000

3 Beds ⋅ 2 Baths ⋅ 202613320 MLS ⋅ FS - Fee Simple Tenure ⋅ 99 DOM

Inviting 3 bedroom, 2 bath Makakilo home with plenty of outdoor space to enjoy. Comfortable layout features large windows that fill the home with natural light and cool breezes, while the living and dining areas create an easy flow that's perfect for everyday living and entertaining. Set on an expansive lot with added privacy, the property is home to mature fruit trees including mango, lemon, guava, and more, offering a true taste of island living. The home also features updated copper plumbing and a water pressure regulator for added peace of mind. Conveniently located just minutes from Kapolei's shopping, restaurants, parks, schools, and freeway access, this home offers the perfect combination of comfort, space, and convenience.

92-824 Palailai Street, Kapolei

$999,000

3 Beds ⋅ 2 Baths ⋅ 202609182 MLS ⋅ FS - Fee Simple Tenure ⋅ 161 DOM

Located in highly desirable Lower Makakilo, this spacious 3-bedroom, 2-bath residence at 92-540 Pilipono St offers approximately 1,500 square feet of living space surrounded by mature mango trees that create a true island atmosphere with privacy and charm. Even better, there are no maintenance fees and no association fees, giving homeowners more freedom and long-term affordability in one of West Oahu’s most sought-after neighborhoods. Designed for buyers who recognize opportunity before the masses do, this property presents exceptional hidden value, with the actual bedroom count and square footage differing from tax records — a rare chance to own more home than what publicly reflects on paper. With its generous layout, tropical setting, and upside potential, this is the kind of property that stands out to both savvy homeowners and investors looking for value, lifestyle, and future equity growth

92-540 Pilipono Street, Kapolei

$949,000

4 Beds ⋅ 3 Baths ⋅ 202606267 MLS ⋅ FS - Fee Simple Tenure ⋅ 204 DOM

Now vacant and easy to see! $15,000 Seller Credit! This 4-bedroom, 3-bath home offers a unique circular floor plan with plenty of windows inviting in natural light and refreshing island breezes throughout. Updates include A/C units and ceiling fans in every room, beautifully renovated bathrooms, SS kitchen appliances, and quality countertops. Sliding glass doors off the dining area open to a covered lanai with a convenient laundry area and full outdoor bathroom—perfect for enjoying Hawaii’s indoor-outdoor lifestyle. The large deck and fully fenced yard are surrounded by mature tropical plants and trees, offering privacy, room to play, and plenty of space to relax. A delightful peek-a-boo ocean view adds to the peaceful island ambiance. New front outdoor deck. The accordion-style gate folds back for easy access to the covered carport, which can also serve as a versatile gathering or entertaining space. The largest bedroom offers exceptional flexibility and can be closed off from the rest of the home, making it ideal as a theater room, guest room, playroom, home office, or whatever best fits your lifestyle.

92-695 Mehani Street, Kapolei

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Based on information from the Multiple Listing Service of Hicentral MLS, Ltd. Listings last updated on . Information is deemed reliable but not guaranteed. Copyright: 2026 by HiCentral MLS, Ltd. IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.